The Xctra Buyer's Club has clearly stated their motto that drives the program as a much needed service.  Technology needs to offer more than efficiencies and profits.

The Xctra Buyer's Club concept is an amazing personal and community reward system.  As America, and the world, faces strong inflation, troubled supply chain problems, and economic perils; we all need some better solutions.

For many Troptions are rather like standing in front of a blank canvas.  Most of us are unskilled and even clueless about where to start an oil painting, and so why try?  That was my opinion until I saw William Alexander paint a beautiful landscape in under thirty minutes.  After watching William Alexander create a dozen pictures and understanding a few techniques, I tried oil painting following the Bill Alexander guidance.

Actually, the first efforts were disappointing, but then I got better.  Some painting were actually pretty good, and I was pleased.  

Regardless of the rhetoric, the huge $3.5 proposed bill is that the multiple tax increases will suck up an immense amount of revenue to pay for the expanded governmental programs.  Senators and gongressment are warning that this new bufget program will be extremely inflationary and will remove available cash from the economy.

I believe that the ability to negotiate with people is a fantastic and necessary skill.  It seems to me to be a life skill.  As someone teaching the art of sales, I see the foundations of getting people to find a common benefit in a good deal.

Even my wife and I must negotiate what think is a good decision with what she sees as a good idea.  I negotiate a variety of issues with many people every week.  Call it negotiation, trade, fair exchange, or barter.  It's pretty much the same thing where I give what I have for what another has.

There is no doubt, Barter Club's are fantastic when the members embrace and use the process.  The challenge then is keeping the energy high and the exchange process vital.  Barter clubs thrive on energy and commitment to the cause; but in the busy and crazy world of business chores, people begin to neglect this very good idea.

Basically, cryptocurrency is a digital currency.  The is no actual coin, even though there are pictures of various types of coin.  

There is no bank that holds or transfers your cryptocurrency.  Your coins are held in a digital wallet that is locked or unlocked by a unique security code.  When you hear the word "DeFi", it means "Decentralized Finance".  More and more people love the idea of non-bank controlled finances and non-cash assets that are no subject to inflation and government intervention or policies.

Tradable cryptocurrency is not what most people think.  You see, some cryptocurrency can be exchanged with other cryptocurrency.  So, it is possible for some crypto exchanges will let you switch Bitcoin to Ethereum or Dogecoin without first existing to the dollar.  The ability to exchange cryptocurrency is nice, but how often is that needed?

Tradable cryptocurrency is a special type of currency.  Instead of a "Proof of Work" coin that is earned by participating in a mining process, or a "Proof of Stake" coin that you buy as an investment, the "Proof of Use" coin is intended to be traded as a kind of alternative currency.

A little more than a year ago, I bought a 17' Mako skiff with a 75 hp outboard for not quite $19,000.   That was a big step at the time, but something happened recently that was surprising.  I returned to the very same Bass Pro Shop for various fishing items, and decided to see what was in the boat sales area.

As you can see from the pictures, something remarkable had happened to the price of the boat.   The very same boat that I bought in mid 2020 was now $32,010 in mid 2021.  You might say that I got a pretty good deal in 2020, but that isn't quite true.  My ability to buy the bought today was greatly reduced after just one year of inflation.

We are all constantly bombarded with news and innovations of cryptocurrencies like Bitcoin, Ethereum, or Dogecoin.  Once you open the door to the bizarre world of cryptocurrency, we are flooded with blizzard of Techno-talk, intricate crypto innovations, and strange ideas about DeFi and hash rates.  

Although Troptions are a cryptocurrency, they were created more than fifteen years ago as a trade asset. This fact explains in part how to use Troptions. The original purpose was that Troptions were a substitute for cash and should be used as a means of exchange.  For those familiar with barter systems, Troptions are a method of exchange that is more expansive than barter points.